Kardel Insurance Services
For over four decades, Kardel Insurance Services has provided group and individual medical and life insurance solutions on California's Central Coast.
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Three simple, affordable health insurance plans to cover your A-Z.

IMG Travel Insurance
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Click here to access our Blue Cross plan application tools.
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and Apply Online

Blue Shield
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and Apply Online

Click here to access our Health Net plan application tools.
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and Apply Online


Services Offered

Health Savings Accounts - Are your medical insurance premiums increasing? Congress recently passed legislation approving Health Savings Accounts. The combination of a high deductible health plan for affordable insurance, with a pre-tax Health Savings Account for day to day expenses. Go to Health Savings Account page.

International Travel Insurance - Many international travelers assume they will be covered for illnesses and injuries while abroad. The truth is your domestic insurance plan may not travel with you. With a medical evacuation benefit and family repatriation, international travel health insurance is a valuable product any expatriate, international businessperson, missionary or sojourner should seriously consider. Go to International Medical page.

Health Insurance - Health insurance is the most critical insurance you can own. Health coverage protects you and your family from high financial costs that may result from common accidents or illnesses. Go to Health Insurance page.

Life Insurance - Getting married. Buying a home. New baby. Saving for education. Estate planning. Life is an incredible journey - exciting, challenging, full of fortune and misfortune. Go to Life Insurance page.

Disability Insurance - Did you know that most injuries - nearly 60% - happen off the job? This means they are not covered by Worker's Compensation, leaving a serious gap in your income protection. What's more, health insurance covers only your medical bills; it offers no financial security for any of life's everyday expenses. Go to Disability Insurance page.

 

 

 
 

Important Note: This website provides a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read your policy, including all endorsements.


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